Virginia SR22 Insurance Overview
Why Would You Need a Virginia SR22?
The Commonwealth of Virginia requires an SR22 filing for several reasons. Some of those reasons include:
- Unsatisfied Judgement
- A False Affidavit was submitted to the DMV
- A Motor Vehicle was Involved in a Felony
- Leaving the Scene of an Accident where Injuries Occurred
- Mandatory Insurance was Not Purchased
- Child Support or Neglect Cases
How to Get Your Virginia Driver's License Reinstated Quickly:
What Coverage Must be Included on a Virginia SR22?
You must maintain the following liability coverage:
- $25,000 for bodily injury or death on a single individual.
- $50,000 for bodily injury or death on two or more persons in one accident.
- $20,000 for property damage or destruction.
What Types of Virginia SR22's are Available?
Basically SR22's fall into 2 separate categories; A Non-Owner SR22 and an Owner SR22.
Non-Owner Virginia SR22
If you don't own a vehicle, but still want your driver's license reinstated so you can operate vehicles you don't own, you'll want a Non-Owner Virginia SR22. This option is by far the cheapest option since there's no liability to the insurance company to cover an automobile.
Owner Virginia SR22
If you do own a vehicle, you need to include your vehicle coverage with your SR22 Responsibility Filing. While this is far more expensive than a Non-Owner SR22, it will be required in order to have your driver's license reinstated.
How Long Must You Keep a Virginia SR22?
A Virginia SR22 must be kept in force for a period of three years from your conviction date (in most cases). Your Virginia SR22 Certificate can be electronically filed with the Virginia DMV.
** All Information Provided by www.SR22Coverage.com
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